Group Health & Life Insurance

Protecting your employees while controlling your bottom line.

The Right Coverage for Your Team

At Billington Insurance, we understand that offering quality health benefits is one of the most important things you can do for your employees — and one of the largest expenses you face as a business owner.

We work with you to find the right balance of coverage and cost, whether that's a traditional fully insured plan or a self-funded alternative that gives you more control over your spending.

What We Offer

Fully insured group health plans for businesses of all sizes
Self-funded alternatives that can dramatically reduce costs
Group life insurance and supplemental coverage
Dental and vision add-ons
Employee benefits consulting and enrollment support
Annual plan reviews to ensure you always have the best rates

Why Consider Self-Funding?

Billington Insurance has been offering groups a self-funded alternative since 2010. We believe it's the most efficient way to provide coverage while reducing costs.

Cost Control

Pay only for the claims your employees actually use — not a flat premium based on worst-case assumptions.

Transparency

Full visibility into claims data so you can make informed decisions about your benefits strategy.

Flexibility

Customize plan designs, networks, and stop-loss coverage to fit your workforce.

Available to Small Groups

Thanks to ACA changes, self-funded plans are now available down to as few as two insured lives.

Ready to Find the Right Plan?

Get a Free Quote